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Terms of Service

Last Updated: July 11, 2026
WARNING: These terms constitute a legally binding agreement. NCPays reserves the right to terminate any account, confiscate balances, and ban users without prior notice or explanation if a breach is suspected.

1. Acceptance of Terms

By creating an account on NCPays, you acknowledge that you have read, understood, and agreed to be bound by these strictly enforced Terms of Service. Ignorance of these rules is not an acceptable defense.

2. We Will NEVER Ask For Your Money

NCPays is a 100% free-to-use platform. We will NEVER ask you to deposit money, buy investment packages, or pay fees to withdraw. Any individual, channel, or group claiming to represent NCPays and asking for deposits is a scam. If you send money to anyone claiming to be us, you do so at your own absolute risk, and we will not be held liable.

3. Strict Prohibition of Fraud & Abuse

Any attempt to manipulate the platform will result in an immediate, irreversible ban and forfeiture of all earnings. Prohibited actions include, but are not limited to:

  • Creating multiple accounts (Multi-accounting).
  • Using VPNs, Proxies, Tor, or automated bots to interact with the platform.
  • Exploiting referral systems by referring yourself or creating fake accounts.
  • Exploiting bugs, glitches, or latency in the prediction system.

4. No Guaranteed Profits

NCPays does NOT guarantee any profits, income, or financial success. The crypto market is highly volatile. Your success in market predictions depends entirely on your own skill. We provide a simulation environment for rewards, not an investment contract.

5. Account Termination & Fund Confiscation

We reserve the absolute right to freeze, suspend, or terminate your account at our sole discretion. If our automated security systems or manual reviewers detect fraud, your account will be permanently banned, and all accumulated balances (including referrals and mined coins) will be confiscated immediately and without right of appeal.

6. Referral Program & Commission Structure

Live Numbers: All commission percentages and limits on this page are pulled directly from the platform in real time. They may be updated by the administration at any time and will take effect immediately on all new earnings.

NCPays offers a multi-level referral program (up to 5 levels deep). You earn a commission from every activity your network generates — automatically, transparently, and in real time.

6.1 — Commission Levels (Current Rates)

The following table shows the active commission rates for each referral level. These figures are fetched live from the system:

Level
Type
Commission on Earnings
Example on $100
L1
Direct Referral
25%
+$25.00
L2
Level 2 Network
10%
+$10.00
L3
Level 3 Network
5%
+$5.00
L4
Level 4 Network
3%
+$3.00
L5
Level 5 Network
2%
+$2.00

6.2 — What Activities Generate Commissions?

You earn commissions from ALL earning activities your network performs. Here is a complete breakdown per source:

Paid Trading Predictions
Real-money trades on crypto markets
Base: 15% of stake

On every winning paid trade, NCPays calculates a referral base equal to 15% of the trade stake. Your commission is then your level's percentage applied to that base.

Example — Friend stakes $100 on a winning trade
Referral base (15% of $100 stake)$15.00
Your L1 commission (25% of base)$3.7500
Free Predictions
Daily free crypto market predictions
Base: 5% of reward

For free mode wins, the referral base is 5% of the reward amount earned by the referred user.

Example — Friend earns $100 from free predictions
Referral base (5% of $100)$5.00
Your L1 commission (25% of base)$1.2500
Mining, Missions & Wheel
All other earning activities
Base: 100% of earning

For Mining rewards, Mission completions, and Wheel spins, the referral base equals the full earning amount. Your level percentage is applied directly to what your friend earns.

Example — Friend earns $100 from Mining / Missions / Wheel
Referral base (full $100)$100.00
Your L1 commission (25% of $100)$25.00

6.3 — Daily Commission Cap & Account Requirements

Daily Commission Cap: $2.00 USD per day

The maximum referral commission any single user can receive in a 24-hour period is $2.00. This cap applies regardless of how many referrals earned on a given day. This limit is set by the platform administration and is subject to change.

  • Referred accounts must be at least 24 hours old before their activities generate commissions for referrers.
  • Commissions are credited automatically and instantly after each qualifying activity in the referred user's preferred currency.
  • Self-referrals, fake accounts, or any manipulation of the referral system results in permanent ban and forfeiture of all earnings.
  • All commission rates displayed on this page are live and dynamic — they reflect the current platform configuration at the time of viewing. Changes take effect immediately on all future earnings.
  • NCPays reserves the right to adjust any commission rate, cap, or eligibility rule at any time without prior notice.

If you believe there is a discrepancy in your referral commissions, contact our support team with your referred user's username and the relevant trade or activity dates for review.

7. Platform Modifications

We reserve the right to modify the reward rates, mining speeds, prediction payouts, and these Terms of Service at any time without prior notice. Continued use of the platform implies acceptance of these changes.